Repeal of WEP/GPO: What Firefighters Need to Know
It’s a late evening at the firehouse in 2024. After decades of service, this is it, your career is finally over, and this is your last day on the job. Over coffee in the station kitchen, you joke about finally taking that fishing trip and cashing those Social Security checks you earned from your side […]
Will Overtime Affect your Firefighter Retirement?
Let’s talk overtime, pensions, and your retirement – a topic that hits close to home for every firefighter pulling extra shifts. You’re sacrificing time with family, taking on more exposure risks, and pushing your body harder. But does that overtime actually boost your pension or improve the chances of retirement success? And more importantly – […]
Life Insurance Policy Review: Are You Still Getting the Right Coverage?
Your life insurance needs aren’t static. As your career progresses and your family grows, that policy you bought years ago might not cut it anymore. For firefighters, having the right coverage isn’t just about death benefits – it’s about protecting yourself and your family while you’re still working. Most firefighters we work with are either […]
2025 Retirement Changes: What Every Firefighter Needs to Know
If you’re balancing a pension with additional retirement savings, 2025’s rule changes directly impact your options. Whether you’re a rookie still building out your financial plan or a veteran officer looking to maximize your final years of service, these updates change how much you can put away and how those savings work with your existing […]
New Year, New Financial Resolutions: A Firefighter’s Guide to 2025
The New Year is almost here, and while you’re already fit for duty, we can all make some improvements, especially when it comes to finances. But what kinds of financial resolutions should you make? Things like cutting up your credit cards, cooking at home instead of ordering in, and cutting down on takeout coffees while […]
Year-end Tax Tips for Firefighters
Taxes – who loves them? Well, they do fund our infrastructure, national security, and public services that keep our country running. We all benefit from what we pay into the system. However, there’s a big difference between paying your fair share and leaving money on the table because you don’t know the rules of the […]
Single vs. Married Financial Planning: Tailoring Your Approach
If you’re like most firefighters, you’re married and own a home. In fact, the rates of marriage and home ownership among American firefighters are typically higher than national averages. A recent FireRescue1 study showed that 77% of male firefighters are currently married¹, while a 2014 Ancestry.com study revealed that 84% of firefighters own their homes² […]
The Order of Investing for Firefighters
Alright, so you’re making a solid, consistent income, but you also have debt hanging around. Now you’re wondering: should you start investing or focus on wiping out that debt first? Maybe it seems logical to go all-in on paying off that debt before even thinking about investing. Or maybe you’ve heard that the earlier you […]
Debt Strategies Every Firefighter Should Know
Debt has become a part of life for most Americans, and firefighters are no exception. With mortgages, car loans, student debt, and credit cards, many of us find ourselves sinking into debt that keeps us chained to work just to make ends meet. But the truth is, debt keeps people stuck in the rat race. […]
Are You Ready to Retire? (A Checklist for Firefighters)
As a firefighter, deciding to retire isn’t as simple as hanging up your gear and saying you’re done. It takes careful planning to ensure your financial security and stability in the years ahead. With so many moving parts—pensions, savings, healthcare costs, and more—it’s easy to feel uncertain about whether you’re truly ready to make the […]