Firefighter Financial Spring Cleaning – Easy Steps to a Stronger Future
Just like you clean your gear after a call, your finances need regular maintenance, too. When was the last time you gave your money situation a thorough scrubdown? Financial spring cleaning isn’t complicated. It’s about checking what you’ve got, tossing what you don’t need, and making sure everything’s working right. A few hours of financial […]
Group Life Insurance Versus Individual Policies for Firefighters
Firefighting is a high-risk profession, and securing the right life insurance is critical for protecting your family’s future. Firefighters often have access to group life insurance through their departments, unions, or state programs. But is that coverage enough? How does it compare to an individual life insurance policy you purchase on your own? This article […]
Repeal of WEP/GPO: What Firefighters Need to Know
It’s a late evening at the firehouse in 2024. After decades of service, this is it, your career is finally over, and this is your last day on the job. Over coffee in the station kitchen, you joke about finally taking that fishing trip and cashing those Social Security checks you earned from your side […]
Firefighter Heart Health: Facing the Hidden Threat and Protecting Your Future
Introduction: A Life-Saving Mission Beyond the Flames In honor of American Heart Month, let’s talk about a threat every firefighter needs to face head-on. You protect others daily, but there’s a danger that won’t show up on your radio – heart disease. Here’s the reality: when that tone drops, your heart rate spikes. Factor in […]
Will Overtime Affect your Firefighter Retirement?
Let’s talk overtime, pensions, and your retirement – a topic that hits close to home for every firefighter pulling extra shifts. You’re sacrificing time with family, taking on more exposure risks, and pushing your body harder. But does that overtime actually boost your pension or improve the chances of retirement success? And more importantly – […]
Life Insurance Policy Review: Are You Still Getting the Right Coverage?
Your life insurance needs aren’t static. As your career progresses and your family grows, that policy you bought years ago might not cut it anymore. For firefighters, having the right coverage isn’t just about death benefits – it’s about protecting yourself and your family while you’re still working. Most firefighters we work with are either […]
2025 Retirement Changes: What Every Firefighter Needs to Know
If you’re balancing a pension with additional retirement savings, 2025’s rule changes directly impact your options. Whether you’re a rookie still building out your financial plan or a veteran officer looking to maximize your final years of service, these updates change how much you can put away and how those savings work with your existing […]
New Year, New Financial Resolutions: A Firefighter’s Guide to 2025
The New Year is almost here, and while you’re already fit for duty, we can all make some improvements, especially when it comes to finances. But what kinds of financial resolutions should you make? Things like cutting up your credit cards, cooking at home instead of ordering in, and cutting down on takeout coffees while […]
Year-end Tax Tips for Firefighters
Taxes – who loves them? Well, they do fund our infrastructure, national security, and public services that keep our country running. We all benefit from what we pay into the system. However, there’s a big difference between paying your fair share and leaving money on the table because you don’t know the rules of the […]
When Should You Utilize a Trust?
Picture this: You’ve spent years building a life – your home, your pension, maybe a boat for weekend fishing. You’ve protected countless lives throughout your career. But who’s protecting what you’ve built for your family? Let’s cut through the confusion about trusts. You might think they’re just for the ultra-wealthy, but here’s the truth: a […]