The 457(b) Exit Strategy: What to Leave, What to Roll, and What Not to Touch
The most expensive mistake with a 457(b) is usually not the investment pick. It is the box you check when you leave the job. If a distribution is paid to you instead of being sent straight to the new account, many employer plans must withhold 20% for federal income taxes, even if you intend to […]
Avoid These Key Mistakes in Firefighter Retirement Planning
Retirement planning isn’t just about numbers—especially for firefighters and first responders, who face unique financial challenges after years of service. From pension benefits and medical costs to inflation, there’s a lot at stake. One wrong move could mean leaving thousands of dollars on the table at best or even facing a ruined retirement. While it […]